If you’ve ever been in a car accident while on the clock, you’re standing at a dangerous legal crossroads. As Utah’s premier injury firm, we’ve seen too many hardworking folks get shortchanged by not understanding how workers’ comp and PIP intersect.
The Double Coverage Dilemma
Here’s the scoop: When you’re hurt in a work-related car accident, you’re potentially eligible for both:
- Workers’ compensation benefits
- Personal Injury Protection (PIP) from your auto policy
Sounds like a windfall, right? Not so fast.
The PIP Reduction Trap
Utah law allows your PIP benefits to be reduced by the amount you receive from workers’ comp. But here’s the kicker:
- This doesn’t mean you should skip filing for PIP
- There are crucial gaps PIP can fill that workers’ comp won’t touch
The Hidden PIP Goldmine
Even with workers’ comp, PIP can still pay for:
- Household services workers’ comp doesn’t cover
- Lost wages from a second job
- The difference between your full salary and workers’ comp payments
Real-World PIP Rescue
We had a client who almost walked away from $5,000 in additional PIP benefits after his work accident. His workers’ comp didn’t cover his weekend gig, but PIP did. That’s money he nearly left on the table.
Don’t Do It Alone
Navigating this intersection of insurance policies is like defusing a bomb. One wrong move, and your benefits explode. At Christian Burridge Law, we:
- Analyze your workers’ comp benefits to spot coverage gaps
- Maximize your PIP claim to fill those gaps
- Ensure you’re not double-billed or underpaid
Every day you wait is another day you might be missing out on crucial benefits. The clock is ticking on your right to full compensation.
Call us at 877-BURRIDGE or click here for a free Zoom consultation. We’ll review your work accident, spot any missed benefits, and make sure you’re getting every dollar you’re entitled to.
Remember, in Utah’s world of overlapping insurance, knowledge is money in your pocket. Don’t settle for partial coverage. Call Christian Burridge Law now and get the full protection you deserve.
