Personal Injury Basics

Car Accidents & Personal Injury Basics

  1. Did you know? In Utah, you have only four years to file a lawsuit after a car accident before your claim expires.
  2. Did you know? Utah is a no-fault state, meaning your own insurance pays for medical bills first, regardless of who caused the accident.
  3. Did you know? Utah law requires $3,000 in medical expenses before you can sue the at-fault driver for pain and suffering.
  4. Did you know? If you’re in a car accident in Utah, you must report it to the police if there’s injury, death, or over $2,500 in property damage.
  5. Did you know? You have only 10 days to report a car accident to the Utah DMV if law enforcement didn’t respond.
  6. Did you know? Utah follows comparative negligence, so if you’re less than 50% at fault, you can still recover damages.
  7. Did you know? If you were not wearing a seatbelt, it might reduce your settlement, but it won’t automatically bar you from compensation.
  8. Did you know? Your passengers may have an injury claim, even if you were the one driving.
  9. Did you know? If a rental car is involved in an accident, the renter’s insurance is usually primary, not the rental company.
  10. Did you know? If a rideshare driver (Uber/Lyft) hits you, you may be able to claim damages from their $1M liability coverage if they had a passenger.

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