Navigating Utah’s No-Fault Insurance System: What Injury Victims Need to Know

Utah’s no-fault insurance system can be confusing for accident victims. As dedicated Salt Lake City personal injury lawyers, we’re here to help you understand your rights and options under this complex system.

Key points about Utah’s no-fault insurance:

  1. Personal Injury Protection (PIP): All Utah drivers must carry at least $3,000 in PIP coverage, which pays for medical expenses and lost wages regardless of fault.
  2. Threshold for Lawsuits: You can only file a lawsuit against the at-fault driver if your medical expenses exceed $3,000 or you suffer specific severe injuries.
  3. Time Limits: You have 3 years from the date of loss to file a claim for PIP benefits.
  4. Coverage Limits: Basic PIP may not be enough to cover all your expenses, especially in serious accidents.
  5. Uninsured/Underinsured Motorist Coverage: This optional coverage can provide crucial protection if the at-fault driver lacks adequate insurance.

While the no-fault system aims to streamline the claims process, it can also limit your ability to recover full compensation for your injuries. That’s why it’s crucial to have an experienced Utah personal injury attorney on your side.

At Christian Burridge Law Firm, we have a deep understanding of Utah’s insurance laws and how to navigate them effectively. We’ll help you explore all available avenues for compensation, including potential lawsuits against at-fault parties when appropriate.

Don’t let the complexities of Utah’s no-fault system prevent you from receiving the compensation you deserve. Contact us today for a free consultation with a knowledgeable Salt Lake City car accident lawyer. We’ll assess your case, explain your options, and fight tirelessly to protect your rights.


Call us at 877-BURRIDGE or click here to set up a free Zoom consultation. Call now to ensure you have a skilled legal advocate in your corner during this challenging time.

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