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- Did you know? Utah’s minimum car insurance coverage is 25/65/15 ($25K per person, $65K per accident, $15K property damage).
- Did you know? If the at-fault driver in Utah is uninsured, your own uninsured motorist (UM) coverage can cover your damages.
- Did you know? If the at-fault driver has too little insurance, your underinsured motorist (UIM) coverage can help make up the difference.
- Did you know? Utah drivers must carry at least $3,000 in Personal Injury Protection (PIP) coverage to pay medical bills after an accident.
- Did you know? If your damages exceed $3,000, you can step outside Utah’s no-fault system and sue the other driver for pain and suffering.
- Did you know? If your insurance company delays or denies your valid claim, you might have a case for bad faith insurance practices.
- Did you know? Your own PIP insurance covers medical bills even if you were a passenger, pedestrian, or bicyclist hit by a car.
- Did you know? If you lend your car to someone and they crash it, your insurance pays first—because insurance follows the car, not the driver.
- Did you know? Your health insurance might deny paying accident-related medical bills until your auto PIP coverage is exhausted.
- Did you know? If your car is totaled, Utah law requires insurance companies to pay the fair market value, not just what you owe on your loan.
